Real Estate Financing, Church Financing, Commercial Financing Services

By | June 18, 2016

Strategic planning determines where an organization is going over the next year or more, how it’s going to get there and how it will know if it got there or not. The focus of a strategic plan is usually on the entire organization, while the focus of a business plan is usually on a particular product, service or program.
When faced with major capital facility construction such as a worship center, school, or other ministry strategic projects, ministries need to know the adequacy of projected revenues needed to meet operating, debt service and replacement costs. They need to answer the basic question as to whether or not the proposed project is financially feasible. Big Sky Financial Services Group helps clients answer the question by conducting a “financial feasibility” study.
A financial feasibility study provides decision-makers information as to �whether or not they can afford to do the project.�
Through experience, technical skill and knowledge of the finance industry, BSFS offers innovative financing programs designed to provide today’s churches with a customized financial plan. Financing is complicated, yet we have nearly 40 years of working in the financial arena, including corporate, project, venture, and church finance.
Provides an efficient and effective way for Pastors and their staffs to access the services of BSFSG on an as needed basis through the vehicle of a monthly Retainer covering a number of hours of service. The objective of this service is to allow the ministry to utilize BSFSG as an adjunct member of its team without the fixed salary and benefits that would be associated with the level of competence provided by BSFSG. In this capacity BSFSG is able to work with ministry team members and the Pastors to help develop and grow ministries, departments, and to perform functions or tasks that would command significant salaries if employed by the ministry.
As the name implies, a feasibility study is an analysis of the viability of an idea. A feasible idea or project is one which will generate adequate cash-flow and profits, withstand the risks it will encounter, remain viable in the long-term and meet the goals of the ministry. It takes you through the process of defining the business problem / opportunity, the alternative solutions available and the recommended solution for implementation.

Collaborating with our network of consultants, we facilitate
Executive Compensation Reports and Retrospective Compensation Studies designed to give our nonprofit clients extensive informative and useable data and documentation that assists their Boards and Independent Compensation Committees in designing fair and attractive compensation packages for their executives. At the same time our work is aimed at satisfying the Safe Harbor Requirements of Intermediate Sanctions (Section 4958 of the IRS Code), thus avoiding the severe monetary penalties that a determination of �excess benefit� can cause. To that end, we develop not only authoritative statistical studies, but also present a wealth of timely information about developments in Intermediate Sanctions and the duties of nonprofit officers and managers, particularly regarding �disqualified persons�, citing relevant case law as well as articles and discussions by the IRS.
Corporate governance is a term that refers broadly to the rules, processes, or laws by which businesses are operated, regulated, and controlled. The term can refer to internal factors defined by the officers, stockholders or constitution of a corporation, as well as to external forces such as consumer groups, clients, and government regulations.
A well-defined and enforced corporate governance provides a structure that, at least in theory, works for the benefit of everyone concerned by ensuring that the enterprise adheres to accepted ethical standards and best practices as well as to formal laws. To that end, organizations have been formed at the regional, national, and global levels.

o Biblical Financial Stewardship
o Church Administration
o Church Leadership
o Entrepreneurial Development
Real Estate Financing, Church Financing, Commercial Financing